SR-22 Insurance

An SR-22 is a certificate of financial responsibility that is filed with the Illinois Secretary of State office by your auto insurance company. It’s typically required for drivers who have been involved in certain types of traffic offenses or accidents, such as driving without insurance, DUI convictions or excessive points on a driving record. The SR-22 proves to the state that you meet the minimum liability insurance requirements.

If you must file SR-22 in Illinois, it’s crucial to do so before the deadline to maintain or reinstate your driving privileges.

Contact Illinois Auto Quote in McHenry, Illinois, to learn about SR-22 filing requirements and get auto insurance to comply with SR-22 requirements.

Why Is an SR-22 Required?

In Illinois, an SR-22 may be required as a condition of reinstating your driving privileges after a license suspension or revocation. It ensures that you maintain continuous insurance coverage and provides proof of financial responsibility to the state. The duration you need to keep an SR-22 filing can vary depending on the offense and the court’s requirements.

Illinois requires drivers to have liability coverage that meets the state’s minimum requirements, including bodily injury and property damage liability policies.

How Does an SR-22 Filing Work?

Your insurance provider files the SR-22 on your behalf and may charge a fee for this service. You must maintain continuous coverage throughout the required period; any lapse or cancellation of your insurance could result in penalties, such as license suspension or further legal consequences.

Not all insurance companies offer SR-22 filings, so finding an insurer specializing in high-risk drivers or SR-22 insurance is essential. These insurers understand the requirements and can help you navigate the process smoothly. Compare quotes and coverage options to find the best policy that meets both your legal obligations and financial needs.

How to Get SR-22-compliant Car Insurance

Contact Illinois Auto Quote today for SR-22-compliant auto insurance at favorable rates.